Supercheap Auto Car Insurance - Flexible Benefits

Supercheap Auto Car Insurance not only gives you great standard features but also the freedom to choose from a range of flexible benefits. That way you can tailor your car insurance policy to suit your needs while maximising your savings.

Benefits* include:

Agreed value or market value

This lets you choose to insure your car for its current market value or for an amount negotiated between you and the insurer.

Maximum No Claim Discount protection option

Our Maximum No Claim Discount Protection option entitles you to make one claim during your current insurance period or two claims in a three year period without affecting your Maximum No Claim Discount (Rating 1).

Windscreen excess reduction

Choose to reduce your windscreen excess by varying your premium.

Restricted driver discounts

You can choose to restrict the age of the drivers of your vehicle to pay a lower insurance premium. Supercheap Auto Car Insurance lets you restrict the youngest drivers age to 25, 30 or 40. It’s another way we tailor your policy to suit your needs and your budget.

Choose your excess and reduce your premium

Our policies’ variable excess function lets you vary the amount of excess you pay in the event of a car insurance claim so your insurance premium will be lower.

Great Value Insurance is our policy

But it's not just about low premiums - our car insurance backs that up with smarter policies and gives you access to high quality claims service and other rewards that really make a difference.

We understand you

Our insurer is expert at recognising good drivers and has developed one of the industry's most sophisticated assessment and underwriting systems, which allows them to pinpoint risk more accurately and give good drivers the lower vehicle insurance premiums they deserve.

21 Day Money Back Guarantee

If you are not completely satisfied with Supercheap Auto Car Insurance, you can cancel your policy within 21 days of purchasing it provided you haven't made a claim and you’ll receive a full refund of the premium. That's how confident we are about the quality and price of our car insurance.

No paper forms to fill in ever

We offer a completely paperless system which means you'll never waste time filling in complicated insurance paperwork.

Easy and quick over the phone claims

With Supercheap Auto Car Insurance, in most cases you can make car insurance claim requests over the phone. You can also nominate your own preferred repairer.

Quote & buy car insurance online 24-hours a day, 7 days a week

Don't have time to call? With Supercheap Auto Car Insurance you can get an online quote in about 4 minutes and purchase securely over the internet, 24-hours a day, 7 days a week.

To purchase a policy securely online complete the online car insurance quote. Once the quote is complete simply follow the 'How to apply online' instructions. Our online quote and purchase system is secure, convenient and simple to use.

Choose to pay monthly or annually

Our policies also give you the option to choose a car insurance payment system that suits your individual needs and cash-flow requirements. You can choose between a lump sum annual payment or monthly instalment system.

Summary of Benefits

This is a brief summary only. Conditions apply. Full Details are contained in the policy document.

* Please read the Product Disclosure Statement for full terms and conditions.

** If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.